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个人住房商业贷款工具 |
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公积金贷款十万元新老利率的还款比较情况 |
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年限 |
|
月利率（‰） |
月还款额（元） |
总还款额（元） |
老利率% |
月利率（‰） |
月还款额（元） |
总还款额（元） |
| 2 |
3.78 |
3.15 |
4332.71 |
103984.97 |
3.6 |
3.0 |
4324.71
|
103793.06
|
| 3 |
3.78 |
3.15 |
2942.62 |
105934.39 |
3.6 |
3.0 |
2934.64
|
105646.96
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| 4 |
3.78 |
3.15 |
2248.07 |
107907.56 |
3.6 |
3.0 |
2240.05
|
107522.41
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| 5 |
3.78 |
3.15 |
1831.74 |
109904.45 |
3.6 |
3.0 |
1823.66
|
109419.38
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| 6 |
4.23 |
3.525 |
1575.02 |
113401.42 |
4.05 |
3.375
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1566.80
|
112809.42
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| 7 |
4.23 |
3.525 |
1377.49 |
115709.43 |
4.05 |
3.375
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1369.18
|
115011.41
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| 8 |
4.23 |
3.525 |
1229.66 |
118046.95 |
4.05 |
3.375
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1221.25
|
117240.46
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| 9 |
4.23 |
3.525 |
1114.94 |
120413.90 |
4.05 |
3.375
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1106.45
|
119496.53
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| 10 |
4.23 |
3.525 |
1023.42 |
122810.20 |
4.05 |
3.375
|
1014.83
|
121779.53
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| 11 |
4.23 |
3.525 |
948.76 |
125235.73 |
4.05 |
3.375
|
940.07
|
124089.37
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| 12 |
4.23 |
3.525 |
886.74 |
127690.40 |
4.05 |
3.375
|
877.96
|
126425.97
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| 13 |
4.23 |
3.525 |
834.45 |
130174.09 |
4.05 |
3.375
|
825.57
|
128789.24
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| 14 |
4.23 |
3.525 |
789.80 |
132686.66 |
4.05 |
3.375
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780.83
|
131179.05
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| 15 |
4.23 |
3.525 |
751.27 |
135227.99 |
4.05 |
3.375
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742.20
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133595.29
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| 16 |
4.23 |
3.525 |
717.70 |
137797.91 |
4.05 |
3.375
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708.53
|
136037.84
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| 17 |
4.23 |
3.525 |
688.22 |
140396.28 |
4.05 |
3.375
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678.95
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138506.57
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| 18 |
4.23 |
3.525 |
662.14 |
143022.93 |
4.05 |
3.375
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652.78
|
141001.33
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| 19 |
4.23 |
3.525 |
638.94 |
145677.69 |
4.05 |
3.375
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629.48
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143521.99
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| 20 |
4.23 |
3.525 |
618.17 |
148360.37 |
4.05 |
3.375
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608.62
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146068.38
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| 21 |
4.23 |
3.525 |
599.49 |
151070.78 |
4.05 |
3.375
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589.84
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148640.34
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| 22 |
4.23 |
3.525 |
582.61 |
153808.73 |
4.05 |
3.375
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572.87
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151237.71
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| 23 |
4.23 |
3.525 |
567.30 |
156574.00 |
4.05 |
3.375
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557.46
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153860.31
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| 24 |
4.23 |
3.525 |
553.36 |
159366.38 |
4.05 |
3.375
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543.43
|
156507.95
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| 25 |
4.23 |
3.525 |
540.62 |
162185.66 |
4.05 |
3.375
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530.60
|
159180.46
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| 26 |
4.23 |
3.525 |
528.95 |
165031.59 |
4.05 |
3.375
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518.84
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161877.63
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| 27 |
4.23 |
3.525 |
518.22 |
167903.95 |
4.05 |
3.375
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508.02
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164599.26
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| 28 |
4.23 |
3.525 |
508.34 |
170802.49 |
4.05 |
3.375
|
498.05
|
167345.15
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| 29 |
4.23 |
3.525 |
499.22 |
173726.96 |
4.05 |
3.375
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488.84
|
170115.08
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| 30 |
4.23 |
3.525 |
490.77 |
176677.11 |
4.05 |
3.375
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480.30
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172908.85
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